Roth Contribution Income Limits 2025 Over 50

Roth Contribution Income Limits 2025 Over 50. In 2025, the max is $23,000. The combined annual contribution limit for roth and traditional iras for the 2025 tax year is $7,000, or $8,000 if you're age 50 or older.

The 2025 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. As shown above, single individuals enter the partial contribution range when magi reaches $146,000 in 2025, up from $138,000 in 2023.